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I would consider Penny an unrelated nickname for Temperance. I'd consider it a nickname for Temperance the same way that my father's nickname was Bud and his real name was Joseph, and my SO's nickname was Buster and his real name is Kenneth. Actually, purists differ in the definition of "nickname" from the way it is used here. To them, a nickname such as Joe for Joseph and Sue for Susan is a "pet form", because they spring from the elements of the name itself, and names such as Bud for Joseph and Buster for Kenneth are actually "nicknames" because they are a totally unrelated stand-in for the name itself.

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Penny just isn't intuitive for Temperance. If you want Penny, why would you use Temperance? The two sound nothing alike and are not related and nothing in Temperance suggests Penny. Unless a Temperance in a family was being used for honoring purposes and there was a probability that two Temperances or Tempes would get mixed up (the reason my father got his nickname), I don't see the point.